Discovery 2017

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  • TomThumb
    Member Since: 16 Mar 2023
    Location: West Mids
    Posts: 47
    United Kingdom 

    LR insurance

    The general tab is opening with no content again, so that that’s why I’m posting here.

    Insurance is due towards the end of the month, so been getting a few quotes that have been eye watering to say the least.

    But decided to try LR insurance for a laugh if nothing else, the LR quote came in at £61 a month so £732
    a year, that can’t be right can it, the cheapest quote by a long margin.

    With all things Land Rover being priced way over the top, has anyone got any feedback on LR’s own insurance products?

    The policy dose state it’s a monthly subscription, but I’m so sceptical that this price just seems to good to be true.

    Your thoughts?

    Tom…
    MY2019 Hse lux in Indus Silver
    Deployable tow bar, cubby fridge, side steps, black pack.
    6th Apr 2025 11:32 am
  • JonM
    Member Since: 30 Jun 2016
    Location: North Yorkshire
    Posts: 608
    United Kingdom 
    2022 Discovery SDV6 HSE Carpathian Grey

    I've used LR insurance in the past but not since they re-launched it as a subscription. I never had any problems but also never needed to claim.

    For me, they haven't been competitive on price for many years. It looks as though it will be worth getting a quote at renewal time though.
    MY2022 D5 HSE D300 - with extra nice bits added
    MY2019 D5 HSE 3.0 SDV6 - sold to a dealer for a crazy price!
    6th Apr 2025 12:06 pm
  • TomThumb
    Member Since: 16 Mar 2023
    Location: West Mids
    Posts: 47
    United Kingdom 

    Cheers @JonM that’s good to know.

    I’ve been looking through the some of their paperwork to understand how the quote is so cheap,
    but not found anything yet.

    The fact that it is a monthly subscription
    & they don’t refer to it as being fully comprehensive is interesting,

    But at the price quoted, I’m sure it’s a mistake
    or there is a hidden get out clause somewhere.
    Just to good to be true!

    Tom…
    MY2019 Hse lux in Indus Silver
    Deployable tow bar, cubby fridge, side steps, black pack.
    6th Apr 2025 12:34 pm
  • Mole HD
    Member Since: 18 Nov 2024
    Location: Orkney Islands
    Posts: 44
    Scotland 
    2017 Discovery Td6 HSE Fuji White

    I've been lucky in having a magic postcode (and being old)...most of the sensible quotes from the mainstream brokers/ insurers when I renewed mine in February were well south of £500 fully comp, some even just under £400.

    In the end, I stuck with my usual insurer...slightly dearer than a good few of the other quotes in the mix at £485 fully comp... but I've been happy with them for many years.

    As for LR's pay-as-you-go nonsense....I don't want to be insuring my Disco like a Netflix subscription.

    If it ain't broke, don't fix it Wink
    Atque in perpetuum, frater. Ave atque vale
    6th Apr 2025 2:51 pm
  • TomThumb
    Member Since: 16 Mar 2023
    Location: West Mids
    Posts: 47
    United Kingdom 

    Thanks Mole

    Being old with full ncb dose nothing for me unfortunately,

    As for my post code, I always thought it was such a nice area lol

    Lv quoted over 2k
    Churchill won’t even quote
    Tesco well over 2k

    The joys of owning a Land Rover


    Tom…
    MY2019 Hse lux in Indus Silver
    Deployable tow bar, cubby fridge, side steps, black pack.
    6th Apr 2025 3:45 pm
  • Mole HD
    Member Since: 18 Nov 2024
    Location: Orkney Islands
    Posts: 44
    Scotland 
    2017 Discovery Td6 HSE Fuji White

    Aye, cheap car insurance is one of the benefits of living on a small, isolated rock in the north sea with zero crime...that and MOT exemption... as long as you don't use the car off island.

    I always keep my daily driver (like the D5) MOT'd, force of habit and necessity mainly as I pop over on the ferry to Kirkwall on the main island or mainland UK a fair bit.

    There is this among the benefits as well of course...taken with my phone a week ago from my front garden. Nature's light pollution at it's finest Smile





    Last edited by Mole HD on 6th Apr 2025 4:56 pm. Edited 3 times in total
    Atque in perpetuum, frater. Ave atque vale
    6th Apr 2025 4:35 pm
  • TomThumb
    Member Since: 16 Mar 2023
    Location: West Mids
    Posts: 47
    United Kingdom 

    That view on its own is worth a trip up north

    Nice👍


    Tom…
    MY2019 Hse lux in Indus Silver
    Deployable tow bar, cubby fridge, side steps, black pack.
    6th Apr 2025 4:48 pm
  • Mole HD
    Member Since: 18 Nov 2024
    Location: Orkney Islands
    Posts: 44
    Scotland 
    2017 Discovery Td6 HSE Fuji White

    It can be nice...sometimes.

    Usually, it looks more like this Rolling Eyes


    Atque in perpetuum, frater. Ave atque vale
    6th Apr 2025 5:01 pm
  • TomThumb
    Member Since: 16 Mar 2023
    Location: West Mids
    Posts: 47
    United Kingdom 

    That last pic is the real Scotland Very Happy

    Tho not expecting that or anything similar to be promoted by visit Scotland & the tourist board up there Rolling with laughter Rolling with laughter Rolling with laughter

    Tom…
    MY2019 Hse lux in Indus Silver
    Deployable tow bar, cubby fridge, side steps, black pack.
    6th Apr 2025 5:14 pm
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