No problem.
I went into it with both.
I remember having a prolonged dialogue with WD. I purchased the car new from a LR main dealership 400 miles away from me. They would let me take it back to that specific dealership, but not even one in the same group that was nearer.
I argued that if I could nominate one main dealership closer to me in those circumstances then I’d take their insurance, but they wouldn’t budge on it. Just said they’d take my comments on board.
I didn’t want to take the car to Joe Blogs garage if it was needing major surgery, then have the headache of sorting out the authorisation and paperwork. WD was also a new revamped company and there wasn’t any decent feedback on how they were performing.
With the LR warranty, apart from the cost and what seems to be a more limited warranty in some respects, then if you have a problem, you simply take it into the main dealership wherever you are. They sort of authorisation and paperwork and as I said, if the problem isn’t covered, LR seem to be more sympathetic to your plight and make a one off contribution.
If you take their add on, discounted, AA breakdown cover you also retain the facility to press the breakdown button on your car and connect to LR who will arrange recovery etc. So for me, there was a few pluses.
I did toy with the idea of changing the car, but there’s precious little discounts and you tie yourself into a contract to buy at a RRP rate, with little protection on what you’d get for your car a year or so down the road. In other words, they could shaft you rotten.
Add to that the electric dilemma in a couple of years and I can’t see it’s a wise decision. I am a cash buyer rather than HP or PCP. Better get a good warranty and sit on your hands for now. Too much money casing too few goods is always a recipe for disaster. Think I was being quoted £20k to change atm. Not an arm and a leg, but it could be wasted money. Each to their own that said, just my logic.