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- Darras
- Member Since: 16 May 2020
- Location: Newcastle
- Posts: 764
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- mordred1973
- Member Since: 08 Jan 2019
- Location: Northamptonshire
- Posts: 758
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- al cope
- Member Since: 02 Jan 2019
- Location: Oldbury
- Posts: 372
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Now gone - D5 HSE 2Ltr in Corris with black roof, black & dynamic packs & 22" black alloys, a bit of a change after 2 D3's and 2 D4's
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- Darras
- Member Since: 16 May 2020
- Location: Newcastle
- Posts: 764
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I’ve now had a thorough read of both LR and the Warranty Direct policies as well as explored various combinations on the variables.
The conclusion is both policies are pretty much identical in what they cover. WD is perhaps more comprehensive and certainly the policy document is written in clearer language.
The only differences I can see is LR will give you a hire car after 24 hours, WD if the work will take more than 8 hours. Amounts to the same thing to a degree.
The other difference is how you claim. LR, just take the car to a LR dealership and they take it from there. WD, you call them first, they authorise it and then you take it to a LR dealership. LR no excess, WD direct you can take an excess and lower the premium or not.
Both won’t carry the cost of investigation if it’s a part not covered. Neither will cover water entering from dodgy windscreens or the consequential contamination of the electrics.
Both have MOT coverage. WD will cover defective headlights and the like, LR won’t.
Initial recommendations by recent purchasers on WD are particularly good, with 5 stars being given with the odd exception. The exceptions being people that couldn’t get cover because of high mileage, over 100k or the car was over 10 years old.. Honest John, car correspondent, interviewed their management and they are committed to the customer and improving the WD brand, which had a good name under different management anyway.
As for WD policy prices, I found age of the car and mileage were the defining elements in cost.
For me with a car coming towards the end of the three year warranty and 21k miles, it was £507 with no excess against £1017 for a LR policy, both had complimentary AA cover with foreign 60 day cover.
There is the possibility that if a part wasn’t covered by the LR warranty, LR might be more inclined to make a gesture, but then there could be anyway with a car with no warranty or another brand of warranty. It’s an intangible. Just because it’s a LR branded warranty doesn’t mean squat as it’s run by Car Care Ltd.
The other thing I’ve discovered - it’s on a web search, but I can’t get conclusively verified at the moment and people aren’t ware of is with the LR warranty, you can have their “approved extended warranty” up to less than 5 years old and less than 60k mileage, claim limit up to cost of vehicle. After that, it becomes eligible for its “select extended warranty”, which is up to 7 years old and 100k mileage, which limits a claim to only £3k, oh and 25k miles max during a policy year.
Conclusion, do a quote and then it’s up to you. Personally, I am inclined towards WD. At half the price for an identical warranty, it’s a no brainer.
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- B50int
- Member Since: 02 Sep 2018
- Location: Yorkshire
- Posts: 158
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Warranty Direct claim
Well it happened.
Towing the caravan back from Cornwall, I got a ‘restricted performance’ warning on the dash and a loss of power too great to keep moving safely on the M1 with the caravan in tow.
After recovery home late on Sunday night, the disco was dropped at the dealer yesterday along with my warranty direct policy details.
Today I got a call telling me it was fixed and warranty direct were covering the cost -a new throttle body was fitted. I had to google a diesel throttle body as I don’t believe it at first. Modern diesels do indeed have throttle bodies.
Only rub is that I have paid and have to claim the cash back as it seems for ‘lower value’ repairs they don’t settle direct. I will let you all know if they don’t refund me but otherwise it was pain free and zero hassle.
That warranty is the Best £300 I have spent this year so far…..
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- Darras
- Member Since: 16 May 2020
- Location: Newcastle
- Posts: 764
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- B50int
- Member Since: 02 Sep 2018
- Location: Yorkshire
- Posts: 158
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- Darras
- Member Since: 16 May 2020
- Location: Newcastle
- Posts: 764
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- B50int
- Member Since: 02 Sep 2018
- Location: Yorkshire
- Posts: 158
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- Whippetman
- Member Since: 16 Feb 2019
- Location: North Somerset
- Posts: 386
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- Darras
- Member Since: 16 May 2020
- Location: Newcastle
- Posts: 764
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Yes & when you get it fixed, get shot of it.
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- B50int
- Member Since: 02 Sep 2018
- Location: Yorkshire
- Posts: 158
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- Popsdosh
- Member Since: 06 Nov 2021
- Location: Cambs
- Posts: 138
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- B50int
- Member Since: 02 Sep 2018
- Location: Yorkshire
- Posts: 158
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- Popsdosh
- Member Since: 06 Nov 2021
- Location: Cambs
- Posts: 138
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