I've just reached out to my insurer, for costs to insure a soon=to-land Metropolitan. My hope was it would be less than my current car, a high performance German, but at £1,100 it was double!
I was informed that was a good price, as only the day before, a quote of £4,000 was given for a new Disco costing £10,000 less.
Time to look at comparison sites, but the idea of cheap insurance horrifies me.
I have 22 years NCB. I sadly don’t live in the sticks and not the bestest of areas. But then that still doesn’t explain the difference in price with my old car.
I would also say more to insure because of the 7 seats, but then my X5 had 7 too.
I can only think that it is parts that cost more and also availability of them, should then need to be replaced from accident or damage.
I’ve given up trying to get better price. I opted to take out my renewal and have also added legal protection, which I don’t normally do but weirdly something in my mind telling me to do so.
It’s frustrating prices have gone up as actually on paper as I work more from home, the risk is less as I’m not travelling at peak times etc which is sometimes a question asked in a quote.
Trackers don't usually help insurance premiums, unless the insurers specifically require one. I asked yesterday about the Secure Tracker Pro, and was told, sadly, it made no difference whatsoever.
For anyone getting a new car, the NFU effectively include two years return to invoice GAP insurance on their policy.
I was informed that a Discovery is classed as performance a vehicle. That made me smile.
I also suspect that parts availability is driving up the cost of claims, as people are milling about in insurance provided hire cars, while awaiting a repair.
I am with LV, my fully comp, protected, £150 excess renewal came in at £440, phoned up and got it reduced to £350, another £10 more than last years price.
I was in the same position, I thought I could phone up and activate it and pay subscription. You’d think they’d be all on as standard.
From memory it didn’t impact the change in quotes too much, you might find some companies won’t insure you but if you already have policy in situ, they’ll probably just notate the account.
You cannot create new threads in this forum You cannot reply to threads in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
